Our Offerings
With a diverse range of skills across the financial services spectrum, our team of advisors brings a depth of knowledge and insight to our clients. This depth of experience informs our holistic approach to planning, drawing on the expertise of multiple disciplines for an all encompassing view of wealth and financial management. Whether you’re an individual or institution, you can put your trust in our vision and experience.
Financial Planning
The first step in any successful financial journey is a thoughtful, complete planning process. The result is a detailed analysis providing clients with a comprehensive view of their financial life and a clear path to align finances with values and goals. Your financial plan is about more than building and protecting wealth, it’s about helping you navigate life’s changes. Here is how we deliver it to you:
Understand
the Scope
Our certified financial planning professional (CFP®) will get to know you, and your unique situation, to understand how we can help to pursue your goals.
Gather
Information
We’ll learn more about your current finances and circumstances, as well as your future goals and aspirations. This is one of the most important steps in the process. Financial
Analysis
Your CFP® professional will analyze your current situation, identifying your financial strengths and any potential weaknesses. Develop
Your Plan
We create the basis of your financial plan and make recommendations to help you achieve your goals.
Review
Recommendations
Meet with your CFP® to review recommendations, make adjustments and align on a game plan for implementation.
Execute
Strategy
Once complete, it’s time to implement your comprehensive financial plan. Regular
Reviews
Financial planning is a process not a product. We’ll schedule regular assessments and recommend necessary changes so you can remain confident you’ll achieve your goals, even if those change.
Asset Management
Once your plan is complete, you and your Park Edge advisor will meet with a member of the portfolio management team to execute an investment strategy that aligns with your goals.
We offer several actively managed portfolios that range from an all-bond portfolio to an all-stock portfolio, with several in between that target a 60-40 risk level. Most portfolios employ the firm’s Adaptive Risk Management™ process, which adjusts the target allocation in an effort to improve risk-adjusted returns. This is driven by “regime segmentation” where the economic and market regime are determined by the acceleration or deceleration in the rate of change of growth and inflation, resulting in 4 possible regimes, each having its own risk-return profile. Two regimes are generally bullish (growth accelerating with inflation falling, and growth and inflation both accelerating) and two are generally bearish (growth slowing as inflation accelerates, and growth and inflation both slowing).
Portfolios can be blended to achieve a desired risk/return profile that best aligns with the investor’s situation, financial plan, and risk profile.
Fixed Income Adaptive Risk™ Managed (FI-ARM)
An actively managed bond portfolio with the flexibility to invest across credit and maturity spectrums. Capable of an offensive and defensive posture determined by economic and market regime segmentation with an ability to invest in currencies and inverse fixed income exposure under certain circumstances that call for a maximum priority to be placed on preservation.
PEA Core Stock (PEA-CS)
These equity portfolios are actively managed, typically consisting of 20-25 large cap stocks. We employ active over and underweighting of sectors, style (large vs. small cap, growth vs. value) and factor exposures (beta, quality, momentum) to optimize the strategy for you.
Moderate Adaptive Risk™ Managed (MOD-ARM)
A traditional 60/40 moderate risk target portfolio that employs Adaptive Risk Management™ at the asset allocation level. The strategy will remain long only (no hedging or inverse exposure) but may reduce the equity allocation to a minimum of 30%.
Moderate Long-Short Adaptive Risk™ Managed (MOD LS-ARM)
Similar to the MOD-ARM strategy, but includes the ability to hedge and hold inverse equity and fixed income holdings. Maximum equity exposure is 60% with a minimum of -30%, implying inverse exposure is greater than long exposure. Maximum fixed income exposure is 40% with a minimum of -20%.
Dividend Income Adaptive Risk™ Managed (DIV ARM)
This operates on the same basis as our MOD-ARM strategy with an emphasis on dividend paying securities and current income generation.
All Asset Adaptive Risk™ Managed, formerly Risk Managed Equities (AA-ARM)
Our flagship all-weather strategy. An absolute return objective designed to achieve more than a moderate risk index, but with less downside. It may invest in any combination of equities, fixed income, commodities, currencies, or cash consistent with seeking absolute return in any market or economic regime environment.
Risk Managed Focus (FOCUS)
Building on our All Asset Risk Managed strategy, the Risk Managed Focus employs listed options believed to offer favorable asymmetry in return over risk. It is only offered as a companion strategy to AA-ARM subject to allocation limits and certain investor qualifications.
Special Situation Equity (SSE)
A speculative equity portfolio consisting of turnaround situations and fallen angels who are often under-followed by Wall Street. Fully-assessed by our third-party independent analysts, companies are chosen based on an asymmetry of return over risk. Due to the higher risk profile it is offered only as a companion strategy, subject to allocation limits and certain investor qualifications.
Systematic Macro Adaptive Risk™ Managed (Sys-Mac)
A 60/30/10 strategy that aims to outperform the standard 60/40 portfolio on a risk adjusted basis. “Top-Down” quantitative signals determine the target allocation for each asset and “bottom-up” quantitative signals determine the exposure within each. Minimum exposure to each asset can be reduced to zero with the difference held in short term treasuries.
Macro Persist Adaptive Risk™ Managed (Mac-Persist)
A moderate-risk, total-return portfolio that employs a trend-following framework to capture sustained market trends. It serves as a modern alternative to the traditional 60% equity / 40% bond allocation. This approach seeks to enhance diversification and improve risk-adjusted returns through a broader opportunity set across global markets
Damped Spring (DSS)
Note: Investing involves risk. There are no assurances the objectives of a particular strategy will be met. Further, Aaptive Risk™ Management carries with it a different risk from what a traditional buy and hold investor faces. Namely, reducing portfolio risk in response to a negative change in economic regime may leave the investor underinvested if the market continues higher.
Institutional Consulting
For those responsible for endowment and retirement plans, Park Edge Advisors has significant experience acting in a full fiduciary role in both a 3(38) and 3(21) capacity for ERISA plans. Our strategy is built upon the four pillars of investment consulting:
Investment Policy Development
Asset Allocation Analysis
Investment Manager Selection
Performance Measurement
In addition to these offerings, institutional clients may participate in a full suite of educational seminars on self-directed retirement plans.
Insurance Analysis
Park Edge conducts an exhaustive review of current insurance policies through the lens of both efficiency and effectiveness towards meeting your individual needs. We utilize an open architecture approach, unmoored from a single carrier’s options, when providing our advice and counsel. We also consult and help you plan for future insurance needs utilizing third-party expertise where appropriate.
Park Edge Capital
Park Edge Capital provides a variety of sub-advisory services to registered investment advisory firms, mutual funds, and ETFs as well as family offices.